Home » The eMESSENGER: Summer 2024 Newsletter
Dear Valued Members,
As we reflect on the past quarter, I am pleased to highlight some exciting progress at ValleyStar Credit Union.
First and foremost, I would like to express my gratitude to each of you—our members, employees, and community partners—for your continued support and commitment to our credit union. Your trust in us drives our passion to innovate and deliver exceptional financial services that meet your evolving needs.
In the past quarter, ValleyStar Credit Union has reached significant milestones while our dedication to the communities we serve continues to grow. We are proud to sponsor and participate in various events and partnerships that make a tangible difference in our community, reflecting our ongoing commitment to community service:
Furthermore, we have continued to enhance our digital banking capabilities to provide you with convenient and secure ways to manage your finances. Whether through our mobile app, online banking platform, or personalized customer service, we remain committed to delivering a seamless banking experience.
Looking ahead, we are excited about the opportunities that lie before us. As we navigate the evolving landscape of the financial services industry, we remain focused on innovation, sustainability, and meeting the needs of our diverse membership base.
In closing, I want to sincerely thank our dedicated team of employees whose hard work and dedication are instrumental to our success. Together, we will continue to uphold the values of integrity, trust, and community that define ValleyStar Credit Union.
Thank you once again for your continued support and partnership. We look forward to continuing to serve you and our communities with excellence.
Best regards,
Michael “Mike” Warrell
President & CEO
ValleyStar Credit Union
*Offer may be canceled at any time. APY = Annual Percentage Yield and is effective as of 7/1/23. Rates and terms subject to change without notice. Must maintain an average monthly balance of $500-$10,000 to earn the APY. Fees could reduce earnings. $250 direct deposit bonus credited to checking account within 180 days of account opening if (a) a new primary (S0080) checking account is opened, (b) member establishes recurring monthly direct deposit to account of net pay that totals $1,000 or more, pension, or government benefits, (c) first direct deposit posts within 90 days after account opening and (d) three consecutive months of minimum monthly direct deposit is maintained within 150 days of account opening. Recurring transfers or deposits from other sources, such as other accounts at ValleyStar or accounts at other institutions, do not qualify. Offer good for new and existing members who establish a new primary (S0080) checking account only—members who closed their primary (S0080) checking account within two years of new primary share draft account open date are not eligible for bonuses. Limit one bonus per member/distinct social security number. Other restrictions may apply. Taxes on bonuses, if any, are the recipient’s responsibility. ValleyStar complies with federal and state tax reporting laws.
**1% cash back on the financed amount (up to $300) for refinanced auto, motorcycle, boat or RV loans. An example would be, $150 cashback for a $15,000 refinanced auto loan or $300 cashback for a $40,000 refinanced auto loan. New loans or current ValleyStar loans do not qualify. Funds will be deposited into the member’s main share account on the last business day 90 days after the loan closing date. There must be a balance on the loan at the 90-day mark in order to receive the cashback. The member must also not be delinquent on the loan at the 90-day mark in order to receive the cashback. Not all who apply will qualify. Loans are subject to collateral and credit qualifications. Eligibility and membership are required. Annual Percentage Rate (APR). All rates are subject to credit score and credit approval. Rates are subject to change without notice. Purchase money excluded, must quality under credit union underwriting criteria, the vehicle must be used as collateral for the loan.
***APR = Annual percentage rate. Terms and conditions apply. Your creditworthiness determines the rate you qualify for. Subject to credit approval. Not all borrowers will qualify for the lowest rate. Interest accrues from the date of the loan disbursement. Sample monthly payment for an 18-month loan is $180.07 for $3,000 at 8.99% APR.