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At ValleyStar, we speak dream house. From no down payment mortgages to adjustable-rate mortgages, we are your local mortgage experts and we offer competitive rates.* We can also help you get into your first home with solutions and guidance specifically for first-time homebuyers. A ValleyStar mortgage loan officer will walk you through the home buying process and you will see how easy it can be. Visit your local branch in Virginia to learn more or apply online today!Apply for Mortgage
Already own your home? We speak yes-you-can!* Use the equity in your home to make a purchase or do some much-needed home renovations with our credit home equity line. It’s like having money hidden behind your walls - let us help you knock it down.Use My Home’s Equity
We speak-big-truck-low-interest-rate. Get the truck you’ve been dreaming of with our low-rate auto loan.* Schedule an appointment at one of our convenient branch locations in Virginia, apply online or ask the dealer for a “ValleyStar loan” right at the dealership. We also offer loans for recreational vehicles and boats.Get My Ride
We speak rewards with our Horizon Rewards Visa® Credit Card, offering rates to fit any lifestyle.* Earn points you can use to redeem on things that matter to you like cash back, spa treatments, airline tickets and more. Not interested in rewards? We also speak low-credit-card interest rates.* Choose our Horizon Visa® Credit Card for a lower rate, but the same great name - ValleyStar Credit Union.Compare Cards
We speak help when disaster strikes. You can’t predict the unexpected. Whether dental or medical procedures or to cover expenses for minor home repairs - we have a personal loan for you!*Get the Money You Need
We speak business with our commercial loan options. We have commercial loan officers in Staunton, Richmond, Roanoke and around Virginia. Let us help you get started. We are happy to help.Contact Us
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