Want to pay your existing auto loan off faster, with a better rate? Here’s your chance! For a limited time, we’re offering a 1% cashback to our members up to $300 on refinanced auto loans*! Any car, truck, SUV, boat, RV, Motor home or ATV loan from another banking institution can be paid off sooner with a reduced rate from ValleyStar for all approved applicants. This offer is only available for a limited time, so get in gear and GO!

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Auto Loans in Virginia

ValleyStar Credit Union can help you save on your auto loan! Not only do we offer some of the lowest used car rates around, we’re also very competitive in new car rates. Our terms are flexible and getting the loan itself is easy! Visit one of our credit union branches in Virginia, get pre-approved online, or get the loan directly from the dealership.

  • Very competitive rates for new and used autos
  • Flexible terms available
  • Financing available up to 120% of MSRP

Get a ValleyStar Loan at the Dealership

Not only can we take your loan application over the phone, online or at a branch location, you can also apply at the dealership. We have a special relationship with many auto dealers in Virginia. When it’s time to make the purchase, simply ask for a “ValleyStar” auto loan. Even on nights and weekends, you can get the same great loan as if we were at the dealership with you.*

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Recreational Vehicle (RV) & Boat Loans

We can help you save with great rates on an RV or boat. Visit one of our credit union branches in Virginia to learn more. Whether you are hitting the road or speeding across the water, we can help you get a loan for any outdoor experience – motorcycles, campers, motor homes, boats, jet skis, ATVs, utility/specialty trailers, etc. Let ValleyStar help you finance those dreams! We offer competitive rates on new and used RV loans.*

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*1% cash back on the financed amount (up to $300) for refinanced auto, motorcycle, boat or RV loans. An example would be, $150 cashback for a $15,000 refinanced auto loan or $300 cashback for a $40,000 refinanced auto loan. New loans or current ValleyStar loans do not qualify. Funds will be deposited into the member’s main share account on the last business day 90 days after the loan closing date. There must be a balance on the loan at the 90-day mark in order to receive the cashback. The member must also not be delinquent on the loan at the 90-day mark in order to receive the cashback. Not all who apply will qualify. Loans are subject to collateral and credit qualifications. Eligibility and membership are required. Annual Percentage Rate (APR). All rates are subject to credit score and credit approval. Rates are subject to change without notice. Purchase money excluded, must quality under credit union underwriting criteria, the vehicle must be used as collateral for the loan.