Open an Account Current Rates

Get direct deposit today when you open your ValleyStar checking account. With a checking account, you can have funds deposited automatically, saving you time, while avoiding disruptions in accessing your money. You can also split and save your direct deposit to create healthy saving habits. Not to mention, your accounts are safe with us. By enrolling in direct deposit, you’re minimizing the risk of ID theft or mail fraud through paper tracks.

Features & Benefits of our Free Checking Account

  • No minimum balance requirement
  • No initial deposit required to open
  • No monthly service charge
  • 55,000+ surcharge-free ATMs worldwide
  • Earn dividends
  • No per-check charge
  • Free instantly issued Visa® Debit Card
  • Free Point-of-Sale (POS) transactions when using our Debit Card

How Much Am I Spending?

You Also Get Our Digital Banking Package – FREE!

  • Free Online Banking*
  • Free Mobile Banking*
  • Free Bill Pay*
  • Free eStatements*
  • Free Mobile Deposits*
  • Free eLerts*
  • Free access to our live team members*

Register Today

*Messaging and carrier data rates may apply.


How to open a Free Checking Account at ValleyStar Credit Union

  • Open a savings account and deposit $5 to establish your membership with ValleyStar, unlocking all your credit union benefits
  • Open a checking account with no initial deposit
  • That’s it – should you ever decide to close your accounts, you’ll be refunded the $5

It’s quick and easy!

Become a Member