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ValleyStar Credit Union’s personal loans can turn a “no” into a “yes” when you have dreams, goals or needs that are just out of reach. They are also sensible solutions for expected or unexpected expenses. Apply quickly online or visit one of our branches to learn more. Our personal loans can make things happen, including:

  • Weddings
  • Adoptions
  • Swimming pools/hot tubs
  • Hearing aids
  • Vision correction
  • Dental work
  • Veterinarian expenses
  • Remodeling/landscaping
  • Lawn equipment

Personal Loan Details

Whatever the reason you need a personal loan, we have options that will fit your budget.

  • Financing available as low as $1,000*
  • Low rates*
  • Terms from 30 days to five years or a line of credit*
Apply Now

How does the Ready-Set-Go Loan work?

  • Low Rates
  • Short term loan, with terms up to 18 months*
  • Financing available from $1,000 to $3,000*
  • Apply easily from any device


*APR = Annual percentage rate. Terms and conditions apply. Your creditworthiness determines the rate you qualify for. Subject to credit approval. Not all borrowers will qualify for the lowest rate. Interest accrues from the date of the loan disbursement. Sample monthly payment for an 18-month loan is $180.07 for $3,000 at 8.99% APR. Sample monthly payment for a five-year loan is $25.00 for $1,000 at 9.99% APR and for a 30-day loan is $1,088.21 for $1,000 at 9.99% APR.