Personal Loans

We speak Ready-Set-Go! Short-term loans with low rates.

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Security Center

We speak keeping-you-safe! Protect yourself from fraud.

Financial Fraud 101

Mobile Banking

Ready for smart, simple banking? It all starts here.

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We speak keeping up (and up!) with your credit score.

We understand the importance of your credit score. Keeping up with it is a powerful tool. We have a credit score monitoring tool available through Mobile and Online Banking. You will also receive financial education, personalized offers based on your credit score and ways to protect your identity.

And don’t stress, when our tool checks your credit score, it’s only a soft pull — which does not affect your credit score.

Check Your Score

We speak shift-gears-on-that-auto-loan!

Want to pay your existing auto loan off faster, with a better rate? From May 1 – August 30, we’re offering a 1% cashback up to $300 on refinanced auto loans*! Any car, truck, SUV, boat, RV, Motor home or ATV loan from another banking institution can be paid off sooner with a reduced rate from ValleyStar for all approved applicants.

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Real People. Real Stories.

After the global pandemic shut down the ValleyStar golf fundraiser for Children's Miracle Network Hospitals for two years in a row, 2022 brought blue skies, golfers and a camaraderie of Virginia credit unions. The day was a success, not only because of the money raised but to show #peoplehelpingpeople is so much more than a hashtag for credit unions.