What is an IRA?

IRA stands for Individual Retirement Account. IRAs are very popular among people looking for extremely high potential returns with great tax benefits.* ValleyStar offers multiple types of IRA options including traditional and Roth IRAs. These versatile investments are a critical part of a well-rounded savings plan because they help build a long-term financial foundation. Visit your local ValleyStar branch to learn more.

Features & Benefits

  • Traditional, Education, and Roth available
  • IRA Share certificate and IRA savings available
  • Contributions may be tax-deductible
  • Make contributions by payroll deduction or automatic transfer
  • Automatic distribution available
  • A minimum deposit of $500 required for an IRA Share Certificate
  • No minimum deposit for IRA Savings
Traditional 401(k) or Roth 401(k)?

*Consult with your tax adviser regarding the deductibility of interest.