ValleyStar Horizon Visa® Credit Cards:
Better Rewards, Better Rates!

We offer two Visa credit cards with unique features that could save you money and a lot of hassle! Visit one of our credit union branches in Virginia to learn more about our credit card offers.

Choose the card that best fits your lifestyle!

ValleyStar Horizon Rewards Visa® Card or ValleyStar Horizon Visa® Card


ValleyStar Horizon Rewards Visa® Card

Introductory Offer: 5,000 Bonus Points on your first purchase transaction!**

Earn rewards points for every dollar you spend! Points are redeemable for merchandise, travel, gift cards, cash and more.

  • Enjoy a robust uChoose Rewards® program – earn 1 point for every $1 spent on qualifying transactions
  • Rates as low as 9.50% APR*
  • Credit limit up to $30,000
  • No limits or points expiration
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Added security of EMV® chip technology and Visa®
Apply Now



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ValleyStar Horizon Visa® Card

Our low rate on the Horizon credit card allows for more purchase flexibility and helps keep you in control of your finances.

  • Enjoy a rate as low as 8.00% APR*
  • Credit limit up to $30,000
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Added security of EMV® chip technology and Visa®
Apply Now

Digital Wallet

Digital wallet, or better known as Apple Pay®, Samsung Pay® and Google Pay™, is now available for all debit and credit cardholders.

WHAT IS DIGITAL WALLET AND HOW DOES IT WORK? 

Think of it this way: your credit card now has a second home – your mobile phone (or any other digital device)! When you’re out shopping in stores and you get to checkout, simply tap your phone where you see the digital wallet logo. Or select the digital wallet logo when shopping online and in apps.

Digital wallet payments are actually more secure than using your debit or credit card.

HOW DO I SIGN UP? 

  • Visit the App store, based on the type of phone, and install the app. Note that newer phones may already have the App installed on the phone.
  • Enter or scan the card information.
  • If you experience issues with the App, call the number provided within the App. If you continue to experience issues, contact us. We are here to help!

Terms and conditions subject to change without notice. Subject to credit approval. Rates may vary based on individual credit worthiness.

*Credit Card Agreement & Disclosures

Credit card approval depends on the applicant’s creditworthiness and other qualifications. Rates, terms and conditions are subject to change without notice. APR (Annual Percentage Rate) is based on the applicant’s creditworthiness and is subject to change. APR will vary with the market based on Prime Rate. Certain restrictions apply. See official credit card agreement and disclosure for complete details.

**Offer valid for qualifying Horizon Visa® applicants. To receive the 5,000 Bonus Points Introductory Offer, cardholders must register their card at uchooserewards.com and make a purchase transaction (not a cash advance). 5,000 Rewards Points will then be added to their uChoose Rewards account within 30 days. If one account has two cards issued, the bonus points offer will apply to the account, not to each card on that account. Offer valid for a limited time only.

+ Rates, terms and conditions are subject to change without notice. Interest will accrue immediately upon completion of the balance transfer. Promotional rate is available from January 1 through March 31,2021 to receive promotional APR (Annual Percentage Rate) for 18 months. After 18 months, the variable rate may range from 8% APR to 20% APR. A balance transfer fee of 2% may apply after March 31, 2021. Rate based on APR and on the applicant’s creditworthiness and is subject to change and will vary with the market based on Prime Rate. Certain restrictions apply. See official credit card agreement and disclosure for complete details and other fees.