General Fees For All Accounts
Cash Advance Fee (min. advance is $50) $0.00 members, $5.00 non-members
Official Check Stop Payment $35.00 each
Check Cashing Fee $0.00 members, $5.00 non-members
Deposited Item/Loan Return Check Fee $35.00 each or $5 each if funds are available
Wire Transfer $15.00 each
ValleyStar ATM/Debit Card Foreign ATM Fee (DBAs only) $0.00 each
Gift Card $3.00 each
Legal/Research/Reconciliations $25.00 per hour, $10.00 minimum
Returned Statement Fee (Bad Address) $5.00 per statement
Business Savings Account Fees
NSF Return/ACH Return Fee $35.00 each
ACH Stop Payment $35.00 each
Excess Withdrawal Fee (over 6 per month) $3.00 each
Inactivity Share (Savings) Account Fee $5.00 per month after 120 days of inactivity**
Business Checking Account Fees
Minimum Balance Fee (Classic Business Checking) $12.00 per month if balance falls below $2,500
Overdraft from Savings Acct. to Checking Acct. $0.00 each*
NSF Return/ACH Return Fee $35.00 each*
Stop Payment $35.00 each
Currency Requests $10.00 per request over $5,000
Coin $0.20 per roll
Money Market Account Fees
Money Market (MM) Service Fee $5.00 per month if minimum balance not met
MM Excess Withdrawal Fee (over 6 per month) $5.00 each
Stop Payment $35.00
ATM Fees (DBAs only)
ATM/Check (Debit) Replacement Card $0.00 each

*Fee also applies to overdrafts incurred at the ATM

**Inactivity for 120 days on Savings Account with less than $500 on deposit and no other account relationship within same member numbe