| General Fees For All Accounts |
| Cash Advance Fee (min. advance is $50) |
$0.00 members, $5.00 non-members |
| Official Check Stop Payment |
$35.00 each |
| Check Cashing Fee |
$0.00 members, $5.00 non-members |
| Deposited Item/Loan Return Check Fee |
$35.00 each or $5 each if funds are available |
| Wire Transfer |
$15.00 each |
| ValleyStar ATM/Debit Card Foreign ATM Fee (DBAs only) |
$0.00 each |
| Gift Card |
$3.00 each |
| Legal/Research/Reconciliations |
$25.00 per hour, $10.00 minimum |
| Returned Statement Fee (Bad Address) |
$5.00 per statement |
| Business Savings Account Fees |
| NSF Return/ACH Return Fee |
$35.00 each |
| ACH Stop Payment |
$35.00 each |
| Excess Withdrawal Fee (over 6 per month) |
$3.00 each |
| Inactivity Share (Savings) Account Fee |
$5.00 per month after 120 days of inactivity** |
| Business Checking Account Fees |
| Minimum Balance Fee (Classic Business Checking) |
$12.00 per month if balance falls below $2,500 |
| Overdraft from Savings Acct. to Checking Acct. |
$0.00 each* |
| NSF Return/ACH Return Fee |
$35.00 each* |
| Stop Payment |
$35.00 each |
| Currency Requests |
$10.00 per request over $5,000 |
| Coin |
$0.20 per roll |
| Money Market Account Fees |
| Money Market (MM) Service Fee |
$5.00 per month if minimum balance not met |
| MM Excess Withdrawal Fee (over 6 per month) |
$5.00 each |
| Stop Payment |
$35.00 |
| ATM Fees (DBAs only) |
| ATM/Check (Debit) Replacement Card |
$0.00 each |
*Fee also applies to overdrafts incurred at the ATM
**Inactivity for 120 days on Savings Account with less than $500 on deposit and no other account relationship within same member numbe
