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Credit unions members are insured.

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Skip 2 payments a year 
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We speak home-equity-line-of-credit.

If you’re a homeowner who wouldn’t mind some time off away from home, ValleyStar has the answer. With our low rate Home Equity Line of Credit (HELOC), it’s easy to transfer funds to other ValleyStar accounts, you can consolidate debt if necessary, and a line of credit just gets you what you need, when you need it. Let our local mortgage experts get you to your dream destination!

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We speak shift-gears-on-that-auto-loan!

Want to pay your existing auto loan off faster, with a better rate? Here’s your chance! For a limited time, we’re offering a 1% cashback up to $300 on refinanced auto loans*! Any car, truck, SUV, boat, RV, Motor home or ATV loan from another banking institution can be paid off sooner with a reduced rate from ValleyStar for all approved applicants. This offer is only available for a limited time, so get in gear and GO!

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Real People. Real Stories.

Each year, ValleyStar's generous business partners and community sponsors step up to help children throughout southwest Virginia, by supporting the ValleyStar RISE Foundation's annual golf tournament. Money raised through donations, sponsorships and golf registrations, will support The ValleyStar RISE Foundation, the philanthropic arm of the credit union that raises money for Children's Miracle Network Hospitals of Southwest Virginia. One child who benefits from the generosity of our generous sponsors is Meg. She was diagnosed with Cerebellar Hypoplasia/Cerebral Palsy and has been hospitalized 14 times since August 2022. Despite her many challenges, Meg is a happy and determined little girl with a BIG smile.

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