Privacy Policy

Online Banking Login

Ready to make a loan payment?
Pay My Loan

By signing in, you agree to our Privacy Policy and Terms of Service.

Federally Insured by NCUA

FACTS	WHAT DOES VALLEYSTAR CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
WHY?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notjce carefully to understand what we do.
WHAT?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and assets credit history and credit scores employment information and retirement assets When you are no longer our member, we continue to share your information as described in this notice.
HOW?	All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons ValleyStar Credit Union chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES VALLEYSTAR CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notjce carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and assets
credit history and credit scores
employment information and retirement assets

When you are no longer our member, we continue to share your information as described in this notice.

HOW?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons ValleyStar Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information.	Does ValleyStar Credit Union share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.	Yes	No
For our marketing purposes – To offer our products and services to you.	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes – information about your transactions and experiences.	No	We don't share
For our affiliates' everyday business purposes – information about your creditworthiness.	No	We don't share
For nonaffiliates to market you	No	We don't share

Reasons we can share your personal information.

Does ValleyStar Credit Union share?

Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.

Yes

For our marketing purposes –
To offer our products and services to you.

Yes

For joint marketing with other financial companies

Yes

For our affiliates' everyday business purposes –
information about your transactions and experiences.

We don't share

For our affiliates' everyday business purposes –
information about your creditworthiness.

We don't share

For nonaffiliates to market you

We don't share

What We Do
How does ValleyStar Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does ValleyStar Credit Union collect my personal information?	We collect your personal information, for example, when you: open an account or make a wire transfer show your government-issued ID or apply for financing give us your wage statements We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market you sharing for non affiliates to market you State laws and individual companies may give you additional rights to limit sharing.

What We Do

How does ValleyStar Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does ValleyStar Credit Union collect my personal information?

We collect your personal information, for example, when you:

open an account or make a wire transfer
show your government-issued ID or apply for financing
give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market you
sharing for non affiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates:	Companies related by common ownership or control. They can be financial and non-financial companies. ValleyStar Credit Union has no affiliates
Nonaffiliates:	Companies not related by common ownership or control. They can be financial and non-financial companies. ValleyStar Credit Union does not share with nonaffiliates so they can market to you
Joint Marketing:	A formal agreement between nonaffiliated financial companies that together market financial products and services to you. Our joint marketing partners include insurance companies

Definitions

Affiliates:

Companies related by common ownership or control. They can be financial and non-financial companies.

ValleyStar Credit Union has no affiliates

Nonaffiliates:

Companies not related by common ownership or control. They can be financial and non-financial companies.

ValleyStar Credit Union does not share with nonaffiliates so they can market to you

Joint Marketing:

A formal agreement between nonaffiliated financial companies that together market financial products and services to you.

Our joint marketing partners include insurance companies

Other Important Information

Take The Next Step