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Get direct deposit today when you open your ValleyStar checking account. With a checking account, you can have funds deposited automatically, saving you time, while avoiding disruptions in accessing your money. You can also split and save your direct deposit to create healthy saving habits. Not to mention, your accounts are safe with us. By enrolling in direct deposit, you’re minimizing the risk of ID theft or mail fraud through paper tracks.

Features & Benefits of our Free Checking Account

²with the election of electronic statements


We offer easy ways to earn.

Open a checking account and earn 1% APY*, plus earn $250 for meeting direct deposit requirements***

  1. Open a primary checking account
  2. Set up direct deposit
  3. Make direct deposits of at least $1,000/month for three months
  4. Wait for your money

 

After three months of consistent direct deposits of at least $1,000, ValleyStar will deposit $250 into your checking account.

Members who maintain an average monthly balance between $500-$10,000** will receive 1% APY*. At ValleyStar, we believe in giving our members a boost.

 


You Also Get Our Digital Banking Package – FREE!

 


 

³Messaging and carrier data rates may apply.


How to open a Free Checking Account at ValleyStar Credit Union

It’s quick and easy!


 

*APY = Annual Percentage Yield.

The dividend rate and APY are determined by the Credit Union’s Board of Directors and are subject to change at any time. Fees may reduce earnings. Refer to the Truth in Savings Disclosure for complete account terms, fees, and restrictions.

**Dividends are earned on the portion of the account balance between $500 and $10,000. Balances below $500 do not earn dividends. Any portion of the balance above $10,000 does not earn dividends. Your actual APY may be lower than the stated APY depending on your average daily balance. Additional checking accounts do not earn dividends.

***$250 direct deposit bonus credited to checking account within 180 days of account opening if (a) a new checking account is opened, (b) member establishes recurring monthly direct deposit to account of net pay that totals $1,000 or more, pension, or government benefits, (c) first direct deposit posts within 90 days after account opening and (d) three consecutive months of minimum monthly direct deposit is maintained within 150 days of account opening. Recurring transfers or deposits from other sources, such as other accounts at ValleyStar or accounts at other institutions, do not qualify. Offer good for new and existing members who establish a new checking account only—members who closed their checking account within two years of new checking account open date are not eligible for bonuses. Additional checking accounts are not eligible for bonuses. Limit one bonus per member/distinct Social Security number. Accounts must be open and in good standing at the time of payout. Other restrictions may apply. Taxes on bonuses, if any, are the recipient’s responsibility. ValleyStar complies with federal and state tax reporting laws.

¹ At our sole discretion, we may make your money available to you up to two days before we receive the funds from the payor. Early availability of direct deposits is dependent on the timing of your payor’s payment instructions and/or fraud prevention overlays. These limitations may be modified at our sole discretion without advance notice. We do not guarantee early availability of any direct deposits, and eligibility of a direct deposit for early availability may change between pay periods. Any direct deposit not posted early will be made available according to our Funds Availability schedule. We reserve the right to discontinue the service at our sole discretion and without notice.

² No monthly service charge with the election of electronic statements. Fees for optional services may apply.

³Messaging and data rates may apply from your wireless carrier.