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Pay My Loan
Service TypeFee
Cash AdvanceFREE for members and non-members
Stop Payment/ACH Stop Payment$35.00 each
Check Cashing Fee$0.00 members, $5.00 non-members
Deposited Item/Loan Return Check Fee$35.00 each+ or $5.00 each if funds are available
Gift Card$1.00 each
Legal/Research/Reconciliations$25.00 per hour, $10.00 minimum
Returned Statement (Bad Address)$5.00 per statement
Paper Statement Fee (Ages 17 & under and 70+ are exempt)$3.00 per statement mailed/requested
Debit Card ReplacementTwo-FREE annually ($12 each thereafter)
Expedited Debit/Credit Card Order$35.00 each card
Non-member ATM Use$4.00 each transaction
Service TypeFee
Cash AdvanceFREE for members and non-members
Stop Payment/ACH Stop Payment$35.00 each
Check Cashing Fee$0.00 members, $5.00 non-members
Deposited Item/Loan Return Check Fee$35.00 each+ or $5.00 each if funds are available
Gift Card$1.00 each
Legal/Research/Reconciliations$25.00 per hour, $10.00 minimum
One-time Returned Statement Fee for Bad Address$5.00 per statement
Paper Statement Fee

--$3.00 per statement mailed/requested

--E-Statements are available for FREE

--Collective balance over $250,000 may also qualify for FREE mailed paper statements if requested

ATM/Debit Replacement CardTwo-FREE annually ($12 each thereafter)
Expedited ATM/Debit/Credit Card Order$35.00 each card
Non-member ATM Use$4.00 each transaction
Currency Requests$10 per request over $5,000
Coin$0.20 per roll

Wire Transfer Service Fees

Wires initiated by ValleyStar to another financial institution (Outgoing):

Service TypeFee
Wire transfer in US Dollars to International financial institution$45.00 each
Wire transfer in foreign currency to International financial institution$30.00 each
Wire transfer in US Dollars to US financial institution$15.00 each

Wires initiated by another financial institution to ValleyStar (Incoming):

Service TypeFee
Wire transfer using ValleyStar routing number to completeFREE
Wire transfer using a Swift Code to complete$25.00 each

Savings Account Fees

Service TypeFee
Non-sufficient Funds (NSF)$35.00 each+
Excess Withdrawal Fee (over 6 per month)$3.00 each
Inactive Account$5.00 per month after 120 days of inactivity*

Checking Account Fees

Service TypeFee
Non-sufficient Funds (NSF)$35.00 each+
Overdraft from Savings Acct. to Checking Acct.FREE
Overdraft Privilege$35.00 each if transaction overdraws by $3.01 or more**+
Debit/Credit Card International Transaction2.00% of each transaction in US Dollars

Money Market Account Fees

Service TypeFee
Minimum Balance$5.00 per month if minimum balance not met
Excess Withdrawal (over 6 per month)$5.00 each

Safe Deposit Box Fees

Service TypeFee
Drill Fee$200.00 each
Replacement Key$25.00 each
Annual Rental Regular FeeGolden Club Fee
3×5 $20.00
5×5 $30.00
3×10 $35.00
5×10 $50.00
7×10 $70.00
10×10 $100.00
3×5 $16.00
5×5 $24.00
3×10 $28.00
5×10 $40.00
7×10 $56.00
10×10 $80.00

*Inactivity for 120 days on Savings Account with less than $500 on deposit and no other account relationship within same member number. Fee also applies to overdrafts incurred at the ATM.

**Fee also applies to overdrafts incurred at the ATM/purchases with debit card or check.

+The fee applies to each time an item is presented. If the same item is presented multiple times, a fee will be incurred for each time that same item is presented.

*+After six monthly transfers, there will be a $3 excess withdrawal fee applied.