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General Fees

Fee TypeAmount
ACH/Check Stop Payment$35 per item
Non-Sufficient Funds (NSF)$35 per item per presentment+
Returned Check$35 per check
Returned Electronic Payment/Transfer$35 per item
Official Checks$5 per check
Non-Legal Research and Reconciliations$25 per hour, $10 minimum
Legal Processing Fee (garnishment, levy, and lien)$75 per occurrence
Returned Mail (bad address)$5 per occurrence
Paper Statement (ages 17 & under and 70+ are exempt)$3.00 per statement mailed/requested
Escheat Account$50

Card Fees

Fee TypeAmount
Replacement Debit CardTwo FREE annually ($15 per card thereafter)
Expedited Debit/Credit Card Order$35 per card
Debit/Credit Card International Transaction2% of each transaction in US Dollars
Non-ValleyStar Card ATM Use$4.00 each transaction
Gift Card$4.00 per card

Non-Member Fees

Fee TypeAmount
Check Cashing$5 per check
Coin Machine5% of total

Domestic Wire Transfer Fees

TypeFee
Outgoing$20 each
IncomingFREE

International Wire Transfer Service Fees (remittance transfer)

TypeFee
Outgoing$50 each
Incoming$25 each

Savings Account Fees

Fee TypeAmount
Excess Withdrawal (over 6 per month)$3 each
Inactive Account$5 per month after 120 days of inactivity*

Checking Account Fees

Fee TypeAmount
Overdraft Privilege$35 each if a transaction overdrawn by $10.01 or more**+
RisingStar$10 per month (with $5 rebate if average daily balance is greater than or equal to $500)

Turbo High-Yield Savings Account Fees (Money Market)

Fee TypeAmount
Minimum Balance$5 per month if minimum balance not met
Excess Withdrawal (over 6 per month)$5 each

Safe Deposit Annual Rental

Box SizeRegularGolden Club Member
3x5$20$16
5x5$30$24
3x10$35$28
5x10$50$40
7x10$70$56
10x10$100$80

Safe Deposit Fees

Fee TypeAmount
Drill Fee$200 each
Replacement Key$25 each

Mortgage Fees

Fee TypeAmount
Subordination$150
Escrow Waiver$450

*Inactivity for 120 days on Savings Account with less than $500 on deposit and no other account relationship within the same member number.

**Fee also applies to overdrafts incurred at the ATM/purchases with debit card or check.

+The fee applies to each time an item is presented. If the same item is presented multiple times, a fee will be incurred for each time that same item is presented.

General Fees

Fee TypeAmount
ACH/Check Stop Payment$35 per item
Non-Sufficient Funds (NSF)$35 per item per presentment+
Returned Check$35 per check
Returned Electronic Payment/Transfer$35 per item
Official Checks$5 per check
Non-Legal Research and Reconciliations$25 per hour, $10 minimum
Legal Processing Fee (garnishment, levy, and lien)$75 per occurrence
Returned Mail (bad address)$5 per occurrence
Paper Statement (ages 17 & under and 70+ are exempt)$3.00 per statement mailed/requested
Escheat Account$50

Card Fees

Fee TypeAmount
Replacement Debit CardTwo FREE annually ($15 per card thereafter)
Expedited Debit/Credit Card Order$35 per card
Debit/Credit Card International Transaction2% of each transaction in US Dollars
Non-ValleyStar Card ATM Use$4.00 each transaction
Gift Card$4.00 per card

Non-Member Fees

Fee TypeAmount
Check Cashing$5 per check
Coin Machine5% of total

Domestic Wire Transfer Fees

TypeFee
Outgoing$20 each
IncomingFREE

International Wire Transfer Service Fees (remittance transfer)

TypeFee
Outgoing$50 each
Incoming$25 each

Business Savings Account Fees

Fee TypeAmount
Excess Withdrawal (over 6 per month)$3 each
Inactive Account$5 per month after 120 days of inactivity*

Business Checking Account Fees

Fee TypeAmount
Currency Requests$10 per request over $5,000
Coin$0.20 per roll

Money Market Account Fees

Fee TypeAmount
Minimum Balance$5 per month if minimum balance not met
Excess Withdrawal (over 6 per month)$5 each

Remote Deposit Capture Fees

Fee TypeAmount
Monthly Service Fee for RDC Software$45 per month
Equipment Fee$350 per scanner

*Inactivity for 120 days on Savings Account with less than $500 on deposit and no other account relationship within the same member number.

+The fee applies to each time an item is presented. If the same item is presented multiple times, a fee will be incurred for each time that same item is presented.