As we reflect on the first quarter of the year, I’m pleased to share that we are off to a strong start. The momentum we’ve built so far in 2026 positions us well for what we believe will be an exciting and transformative year ahead.
At the heart of everything we do is a continued commitment to our members. That focus remains as strong as ever. We are dedicated to providing the highest level of service while offering products and solutions that truly make a difference in the financial lives of those we serve.
This quarter, we were proud to introduce our new online account opening process. With the transition to a new provider, members can now open accounts in just minutes—an important step forward in delivering on our promise to lead in both service and technology. Enhancements like this ensure we are meeting our members where they are, with convenience and efficiency at the forefront.
Equally important is the impact we continue to make beyond our branches. I want to recognize our incredible team for their ongoing commitment to volunteerism and community engagement. Their efforts reflect the true spirit of our organization and reinforce our mission of people helping people.
Thank you for your continued trust and support. We look forward to building on this strong foundation throughout the rest of the year.
Sincerely,
Woody Windley
Interim President/CEO
Promotions
Turbo High-Yield Savings Account: Our Turbo High-Yield Savings Account is great for safeguarding higher account balances in an account with a higher dividend rate. In simple terms, it is a savings account that earns more but is designed for fewer monthly transactions, and it is performance-based – the higher the balance, the better the rates. Our minimum balance for this account is $2,500. Put your money in the fast lane with our Turbo High-Yield Savings Account.
Direct Deposit Incentive: Open a primary checking account and earn 1% APY*, plus $250 for meeting direct deposit requirements.
Open a primary checking account
Set up direct deposit
Make direct deposits of at least $1,000/month for three months
Wait for your money
After three months of consistent direct deposits of at least $1,000, ValleyStar will deposit $250 into your checking account.
All members will automatically receive 1% APY for keeping an average monthly balance between $500-$10,000 – No deposit necessary. At ValleyStar, we believe in giving our members a boost.
Auto Loan Refinance: Want to pay your existing auto loan off faster, with a better rate? Here’s your chance! For a limited time, we’re offering a 1% cashback to our members up to $300 on refinanced auto loans*! Any car, truck, SUV, boat, RV, Motor home or ATV loan from another banking institution can be paid off sooner with a reduced rate from ValleyStar for all approved applicants. This offer is only available for a limited time, so get in gear and GO!