It’s Time! A brand-new valleystar.org goes live on November 18 — designed for simplicity, speed, and you. Learn More.

✕
  • Appointments
  • Rates
  • Locator
  • Contact Us
  • Routing #: 251481180
ValleyStar Logo
Log In
  • Pay My Loan
  • 800-475-6328
  • Bank
    Digital Banking
    Easy-to-use Online Banking Mobile and Online Banking Open an Account Apply for a Loan eStatements
    Save/Spend
    We speak save-and-spend. Personal Checking Money Market Share Certificates IRAs Savings Investments/Insurance Business Checking Business Savings
    eConvenience
    Convenience that works for you. Schedule an Appointment Reorder Checks Teller24 clickSWITCH Wire Transfers
  • Borrow
    Mortgage Loans Home Equity Auto, RV & Boat Loans Credit Cards Personal Loans Commercial Loans LoanProtect
  • Learn
    Rates & Fees Your Money Guide Security Center First Time Homebuyer Series
  • About Us
    Who We Are Why a Credit Union? In the Community For the Media Newsletter
  • Locations
  • Contact Us
  • Bank
    Nav Column
    Digital Banking Mobile and Online Banking Open an Account Apply for a Loan eStatements
    Nav Column
    Save & Spend Personal Checking Money Market Share Certificates IRAs Savings Accounts Investments and Insurance Business Checking Business Savings
    Nav Column
    eConvenience Schedule an Appointment TruStage Insurance Reorder Checks Joy Telephone Banking ClickSWITCH Wire Transfers
    Nav Column
    Bank Smarter, Not Harder. #BetterBanking Open an Account
  • Borrow
    Nav Column
    Mortgage Loans flexLOCK Auto, RV & Boat Loans Credit Cards Personal Loans Commercial Loans LoanProtect
    Nav Column
    Apply for a Loan Learn More about our Loans
  • Learn
    Nav Column
    Rates & Fees Your Money Guide Security Center First Time Homebuyer Series
    Nav Column
    Get financial guidance
  • About Us
    Nav Column
    Who We Are Why a Credit Union? Golden Club In the Community For the Media Newsletter
    Nav Column
    Learn more about membership eligibility
  • Log In
  • Pay My Loan

Home » Personal » Save & Spend » IRAs » Traditional 401(k) or Roth 401(k)?

Traditional 401(k) or Roth 401(k)?

Traditional 401(k) or Roth 401(k)?

Financial Benefits

$450,000

Donated to Children's Miracle Network and Make a Wish through Valleystar Rise Foundation
(1996-2013)

Members

$852,000

Dollars invested in the community through scholarships, donations and sponsorships

Interest Earnings

$22,500

Dollars invested in the community through staff volunteerism

800.475.6328
[email protected]
facebook logo icon twitter logo icon linkedin logo icon instagram logo icon

Routing Number 251481180

Mailing Address
PO Box 5511, Martinsville, VA 24115

Mailing Address for Credit Card Payments
PO Box 71050, Charlotte, NC 28272-1050

NCUA LOGO

Equal Housing Lender
NMLS # 495043
Contact Center

Locator

Card Services

Careers

Terms of Service
©2025 ValleyStar Credit Union | External Social Media Policy | Privacy Disclosure | COPPA

ValleyStar Credit Union is not responsible for the content of any other website. The privacy and security standards of other sites may differ from those practiced by the credit union.
You should review the privacy and security policy of any site before providing any information.

You are leaving ValleyStar website:

ValleyStar Credit Union is not responsible for the content of any other website. The privacy and security standards of other sites may differ from those practiced by the credit union. You should review the privacy and security policy of any site before providing any information.

Looking for something specific?

We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept”, you consent to the use of all the cookies.
ACCEPT
Manage consent

Privacy Overview

This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
Necessary
Always Enabled
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Non Necessary
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
Save & Accept