Business Fee Schedule
| General Fees For All Accounts |
| Cash Advance Fee (min. advance is $50) | FREE for members and non-members |
| Stop Payment/ACH Stop Payment | $35.00 each |
| Check Cashing Fee | $0.00 members, $5.00 non-members |
| Deposited Item/Loan Return Check Fee | $35.00 each+ or $5 each if funds are available |
| Gift Card | $1.00 each |
| Legal/Research/Reconciliations | $25.00 per hour, $10.00 minimum |
| One-time Returned Statement Fee for Bad Address | $5.00 per statement |
| Paper Statement Fee (Ages 17 & under and 70+ are exempt) | $3.00 per statement mailed/requested |
| ATM/Debit Replacement Card | Two-FREE annually ($12 each thereafter) |
| Expedited ATM/Debit/Credit Card Order | $35 each card |
| Non-member ATM Use | $4.00 each transaction |
| Wire Transfer Service Fees |
| Wire transfer in US Dollars to US financial institution: | $15.00 each |
| Wire transfer in US Dollars to International financial institution | $45.00 each |
| Wire transfer in foreign currency to International financial institution | $30.00 each |
| Wire transfer using ValleyStar routing number to complete | FREE |
| Wire transfer using ValleyStar routing number to complete | FREE |
| Wire transfer using a Swift Code to complete | $25 each |
| Savings Account Fees |
| Non-sufficient Funds(NSF)/ACH Return Fee | $35.00 each+ |
| Excess Withdrawal Fee (over 6 per month) | $3.00 each |
| Inactivity Share (Savings) Account Fee | $5.00 per month after 120 days of inactivity** |
| Checking Account Fees |
| Overdraft from Savings Acct. to Checking Acct. | FREE |
| Overdraft Privilege/NSF Return/ACH Return Fee | $35.00 each if transaction overdraws by $3.01 or more**+ |
| International Transaction Fee | 2.00% of each transaction in US Dollars |
| Money Market Account Fees |
| Money Market (MM) Service | $5.00 per month if minimum balance not met |
| MM Excess Withdrawal (over 6 per month) | $5.00 each |
*Fee also applies to overdrafts incurred at the ATM
**Inactivity for 120 days on Savings Account with less than $500 on deposit and no other account relationship within same member numbe
