General Fees For All Accounts | |
Cash Advance Fee (min. advance is $50) | $0.00 members, $5.00 non-members |
Official Check Stop Payment | $35.00 each |
Check Cashing Fee | $0.00 members, $5.00 non-members |
Deposited Item/Loan Return Check Fee | $35.00 each or $5 each if funds are available |
Wire Transfer | $15.00 each |
ValleyStar ATM/Debit Card Foreign ATM Fee (DBAs only) | $0.00 each |
Gift Card | $3.00 each |
Legal/Research/Reconciliations | $25.00 per hour, $10.00 minimum |
Returned Statement Fee (Bad Address) | $5.00 per statement |
Business Savings Account Fees | |
NSF Return/ACH Return Fee | $35.00 each |
ACH Stop Payment | $35.00 each |
Excess Withdrawal Fee (over 6 per month) | $3.00 each |
Inactivity Share (Savings) Account Fee | $5.00 per month after 120 days of inactivity** |
Business Checking Account Fees | |
Minimum Balance Fee (Classic Business Checking) | $12.00 per month if balance falls below $2,500 |
Overdraft from Savings Acct. to Checking Acct. | $0.00 each* |
NSF Return/ACH Return Fee | $35.00 each* |
Stop Payment | $35.00 each |
Currency Requests | $10.00 per request over $5,000 |
Coin | $0.20 per roll |
Money Market Account Fees | |
Money Market (MM) Service Fee | $5.00 per month if minimum balance not met |
MM Excess Withdrawal Fee (over 6 per month) | $5.00 each |
Stop Payment | $35.00 |
ATM Fees (DBAs only) | |
ATM/Check (Debit) Replacement Card | $0.00 each |
*Fee also applies to overdrafts incurred at the ATM
**Inactivity for 120 days on Savings Account with less than $500 on deposit and no other account relationship within same member number