Business Fee Schedule

General Fees For All Accounts
Cash Advance Fee (min. advance is $50)  FREE for members and non-members
Stop Payment/ACH Stop Payment $35.00 each
Check Cashing Fee $0.00 members, $5.00 non-members
Deposited Item/Loan Return Check Fee $35.00 each+ or $5 each if funds are available
Gift Card $1.00 each
Legal/Research/Reconciliations $25.00 per hour, $10.00 minimum
One-time Returned Statement Fee for Bad Address  $5.00 per statement
Paper Statement Fee (Ages 17 & under and 70+ are exempt) $3.00 per statement mailed/requested
ATM/Debit Replacement Card Two-FREE annually ($12 each thereafter)
Expedited ATM/Debit/Credit Card Order $35 each card
Non-member ATM Use $4.00 each transaction
Wire Transfer Service Fees
Wire transfer in US Dollars to US financial institution: $15.00 each
Wire transfer in US Dollars to International financial institution $45.00 each
Wire transfer in foreign currency to International financial institution $30.00 each
Wire transfer using ValleyStar routing number to complete FREE
Wire transfer using ValleyStar routing number to complete FREE
Wire transfer using a Swift Code to complete $25 each
Savings Account Fees
Non-sufficient Funds(NSF)/ACH  Return Fee $35.00 each+
Excess Withdrawal Fee (over 6 per month)  $3.00 each
Inactivity Share (Savings) Account Fee  $5.00 per month after 120 days of inactivity**
Checking Account Fees
Overdraft from Savings Acct. to Checking Acct. FREE
Overdraft Privilege/NSF Return/ACH Return Fee $35.00 each if transaction overdraws by $3.01 or more**+
International Transaction Fee 2.00% of each transaction in US Dollars
Money Market Account Fees
Money Market (MM) Service $5.00 per month if minimum balance not met
MM Excess Withdrawal (over 6 per month) $5.00 each

*Fee also applies to overdrafts incurred at the ATM

**Inactivity for 120 days on Savings Account with less than $500 on deposit and no other account relationship within same member numbe