Business Fee Schedule
General Fees For All Accounts |
Cash Advance Fee (min. advance is $50) |
FREE for members and non-members |
Stop Payment/ACH Stop Payment |
$35.00 each |
Check Cashing Fee |
$0.00 members, $5.00 non-members |
Deposited Item/Loan Return Check Fee |
$35.00 each+ or $5 each if funds are available |
Gift Card |
$1.00 each |
Legal/Research/Reconciliations |
$25.00 per hour, $10.00 minimum |
One-time Returned Statement Fee for Bad Address |
$5.00 per statement |
Paper Statement Fee (Ages 17 & under and 70+ are exempt) |
$3.00 per statement mailed/requested |
ATM/Debit Replacement Card |
Two-FREE annually ($12 each thereafter) |
Expedited ATM/Debit/Credit Card Order |
$35 each card |
Non-member ATM Use |
$4.00 each transaction |
Wire Transfer Service Fees |
Wire transfer in US Dollars to US financial institution: |
$15.00 each |
Wire transfer in US Dollars to International financial institution |
$45.00 each |
Wire transfer in foreign currency to International financial institution |
$30.00 each |
Wire transfer using ValleyStar routing number to complete |
FREE |
Wire transfer using ValleyStar routing number to complete |
FREE |
Wire transfer using a Swift Code to complete |
$25 each |
Savings Account Fees |
Non-sufficient Funds(NSF)/ACH Return Fee |
$35.00 each+ |
Excess Withdrawal Fee (over 6 per month) |
$3.00 each |
Inactivity Share (Savings) Account Fee |
$5.00 per month after 120 days of inactivity** |
Checking Account Fees |
Overdraft from Savings Acct. to Checking Acct. |
FREE |
Overdraft Privilege/NSF Return/ACH Return Fee |
$35.00 each if transaction overdraws by $3.01 or more**+ |
International Transaction Fee |
2.00% of each transaction in US Dollars |
Money Market Account Fees |
Money Market (MM) Service |
$5.00 per month if minimum balance not met |
MM Excess Withdrawal (over 6 per month) |
$5.00 each |
*Fee also applies to overdrafts incurred at the ATM
**Inactivity for 120 days on Savings Account with less than $500 on deposit and no other account relationship within same member numbe