Lifestyle/Personal Loans

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ValleyStar’s Lifestyle, or Personal, Loans are a sensible solution for the expected and unexpected expenses of life. They can provide resources for a variety of purposes, including:

  • Weddings
  • Adoptions
  • Swimming pools/hot tubs
  • Hearing aids
  • Vision correction
  • Dental work
  • Veterinarian expenses
  • Remodeling/landscaping
  • Lawn equipment

Why a Back-to-School Loan?

Get wired for back to school with ValleyStar, whether at home or in the classroom!

  • $1,500 loan with an 18-month term*
  • Rates as low as 8.00%*
  • 60-day loan deferment for approved applicants*

Why a Staycation Loan?

So many possibilities in your own backyard. We have options that will fit your budget. Start exploring with a staycation loan! 

  • $1,500 loan with an 18-month term*
  • Rates as low as 8.00%*
  • 60-day loan deferment for approved applicants*

Why a Lifestyle/Personal Loan?

Whatever the reason you need a Lifestyle/Personal Loan, we have options that will fit your budget.

  • Finance big-ticket items from $500 up to $30,000
  • Low rates
  • Terms from 30 days to 5 years, or a Line of Credit

How Does It Work?

Our quick, affordable Lifestyle/Personal Loans can give you the cash you need to fit your situation.

  • Apply online or see a Member Service Officer at any ValleyStar branch
  • ValleyStar can make checks payable directly to the vendor or medical provider
*APR = Annual percentage rate. Terms and conditions apply. Subject to credit approval. The rate you qualify for is determined by your creditworthiness. Interest accrues from the date of the loan disbursement. The loan is available now through September 8, 2020. Payment example: $88.71 per $1,500 borrowed at 8.00% APR with an 18 month term. The loan payment will begin up to 60 days when the loan is funded. Interest will continue to accrue on the loan during months of no payment, which could extend the loan term.